Hey lootero! Are you ready for another fantastic loot deal? We all love using UPI for our daily transactions, from paying for chai to shopping online. It’s fast, easy, and secure. But what if we told you that your next UPI payment could earn you some extra cash? Yes, you heard it right! The latest BOB e Pay UPI Offer from Bank of Baroda is here to give you a flat ₹50 cashback, and the best part is, you don’t even need to be a Bank of Baroda customer to grab this deal. Chalo, let’s dive into the details and find out how you can claim this easy-peasy cashback.
What is the BOB e Pay UPI Offer?
Bank of Baroda has launched a new promotional campaign through its digital payments app, ‘BOB e Pay’. To encourage more users to try their platform, they are giving a straightforward deal: Perform your first UPI transaction of ₹100 or more to any merchant QR code and get a guaranteed ₹50 cashback directly in your bank account. That’s a whopping 50% return on your transaction, bilkul free!
This is a brilliant opportunity for everyone, whether you have an account with Bank of Baroda or any other bank like SBI, HDFC, ICICI, etc. As long as you can link your bank account to a UPI app, you are eligible for this loot. The only condition is that you must be a new user of the BOB e Pay app and create a fresh ‘@barodampay’ UPI ID.
Step-by-Step Guide to Claim Your ₹50 Cashback
Claiming this offer is as simple as making a regular UPI payment. Just follow these steps carefully, and the cashback will be yours in no time. Don’t skip any step!
- Download the App: First things first, go to the Google Play Store or Apple App Store and download the official ‘BOB e Pay’ application on your smartphone.
- Register and Create UPI ID: Open the app and begin the registration process. It will ask for your mobile number (make sure it’s the one linked to your bank account). During this process, you will need to create a new UPI handle. It is crucial that you create a handle with the ‘@barodampay’ suffix to be eligible for this offer.
- Link Your Bank Account: Once your UPI ID is created, the app will prompt you to link your bank account. Select your bank from the list, and the app will automatically fetch your account details using your mobile number.
- Complete the Onboarding: Set your UPI PIN if you haven’t already, or confirm your existing one. Complete any remaining verification steps to finish the onboarding process.
- Make the Merchant Transaction: Now for the main step! Open the ‘Scan & Pay’ option in the BOB e Pay app. Scan any merchant QR code – this could be your local kirana store, a supermarket, a petrol pump, or even an online merchant QR code.
- Enter the Amount: Enter an amount of ₹100 or more. Double-check the amount before proceeding.
- Receive Your Cashback: Complete the payment using your UPI PIN. That’s it! You have successfully availed the BOB e Pay UPI Offer. The ₹50 cashback will be credited directly to your linked bank account, usually by the next business day.
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Important Terms and Conditions to Remember
Every offer comes with a few rules. To make sure you don’t miss out on the cashback, keep these key points in mind:
Eligibility Criteria
The offer is valid only for new users who create a ‘@barodampay’ UPI handle for the first time using the BOB e Pay app. If you have used the app before, you won’t be eligible.
Transaction Details
The merchant UPI transaction must be for a minimum value of ₹100. The transaction must be completed within 3 days of creating your UPI ID on the app. Payments to individual UPI IDs (P2P transactions) will not count; it must be a merchant (P2M) transaction.
Exclusions
This offer is not applicable to employees of Bank of Baroda. The bank also reserves the right to modify or withdraw the offer at any time, so it’s always best to grab it as soon as you see it!
Frequently Asked Questions (FAQs)
Q1: Do I need a Bank of Baroda account to get this offer?
A1: Not at all! This is the best part of the BOB e Pay UPI Offer. You can link any bank account (like SBI, HDFC, Axis, etc.) to the app and still be eligible for the cashback.
Q2: When will I receive the ₹50 cashback?
A2: The cashback is usually credited to your linked bank account on the next business day after your successful transaction.
Q3: Is the BOB e Pay app safe to use?
A3: Yes, it is an official app from Bank of Baroda and is built on the secure UPI platform by NPCI. All your transactions are protected by a UPI PIN.
Q4: Can I do multiple transactions to get more cashback?
A4: No, this offer is valid only once per user on their first merchant transaction after registering on the app.
So what are you waiting for? This is a limited-time deal and a super-easy way to pocket ₹50. Download the BOB e Pay app, make a small payment you were probably going to make anyway, and enjoy the free cashback. Happy looting!